A silly question isn’t? Who doesn’t? To be honest there are Pros and Cons in all of this. One Pro is that stock market prices are at huge discounted rates right now. You can buy some stock at nearly 80% of what they cost just a few years ago. Unfortunate for the Mortgage and Refinance industry most people have already taken advantage of reduced interest rates and now even that industry is feeling the blow. Every one I talk to give the impression that if the price per barrel of oil does not decrease soon that it will summon “Armageddon”. I’m sorry to say this but even though my wallet feels it too, I think we make too big a deal out of this. i.e. Lets say a family goes on vacation from New York City to Florida every year, but this year gasoline is in excess of $4.00/gallon. Now last year they went and gasoline was at around $3.20/gal. If they have a average 15 gal tank it cost $48 to fill up if they got 25 miles to the gallon thats 375 miles/tank. Lets estimate high and say they drove 2000 miles(HIGH ESTIMATE). That is 80 gallons of fuel@ $3.20/gal = $256. Now same family, vehicle, mileage, but this year Gas is $4.20/gal. that is $336. The difference is $80(EASY MATH). Do you think that a family would omit a relaxing, funfilled, much needed vacation because it will cost $80 more? I don’t think so either.

Before you go and get mad at the gas companies why don’t you take a look at the price increases at Fast Food restaurants compared to a year or two ago. Now we can blame it all on the price of fuel, but the real reason everyone is worried(I exaggerate when I say everyone. Surely “you” are not worried) is because they read to many news articles, and listen to the radio much too often, and buy into everything the news media feeds them.

Don’t get me wrong. I’m not trying to down play the cost of living. I’m just saying we are going about this the wrong way. I could make a ton of suggestions in regard to this( the least of which would be asking for a raise), but I would like some comments or suggestions. I’m interested in reading what others think about it. So comment back. Also if you really need to make extra money visit my site at www.myrealcashflow.com